Why SnapFi?

We’re lenders, not brokers. And though we’re substantial enough to make our own credit decisions, we’re not some big national outfit. That means that instead of worrying about what Wall Street thinks of us, we can concentrate on your life goals.

 
SNAPFI HOMEPAGE / WHY SNAPFI?

trust

Meet Snapfi

We're the UNbank Mortgage Lender

Fast, Easy and end-to-end
Digital Mortgage

We're digital, but we're human too. We offer a completely digital experience, with human interaction whenever you need it.

Dedicated
Mortgage Advisors

You'll get one SnapFi Mortgage Expert to guide you through your entire home financing process. End-to-End. Period.

Our Customers
Heart Us

We've got a 5-star rating on Yelp! See what our past customers have had to say.

trust

Meet Snapfi

We’re the UNbank Mortgage Lender

Fast, Easy and end-to-end
Digital Mortgage

We're digital, but we're human too. We offer a completely digital experience, with human interaction when you need it.

Dedicated
Mortgage Advisors

You'll get one SnapFi Mortgage Expert to guide you through your entire home financing process. End-to-End. Period.

Our Customers
Heart Us

We've got a 5-star rating on Yelp! See what our past customers have had to say.

we’re here to help you

The search for a new home is just the beginning.

We know because we’ve been there.

We’re more than just a mortgage lender. We’ve searched for homes. We’ve put in the offers. We’ve waited until the buyers have made their decisions.

Then, we’ve trudged through the reams of forms, paperwork, and legal clauses that come with financing your new home. We’ve sorted through the parade of faceless names, emails, and signatures required to seal the deal.

  • We know that the search for a new home is just the beginning.
  • We’re here to help you get into that new home. We’re here to make it that much easier for you.
  • We’re here for you now – from the beginning to the end of the mortgage process … and beyond. Call us at any time, with any question, even after the deal has closed, and you’ll always have a dedicated SnapFi mortgage advisor ready to help you, now, in the years ahead, and even when you refinance or buy again. With SnapFi, you’re never on your own.

we’re here to help you

The search for a new home is just the beginning.

We know because we’ve been there.

We’re more than just a mortgage lender. We’ve searched for homes. We’ve put in the offers. We’ve waited until the buyers have made their decisions.

Then, we’ve trudged through the reams of forms, paperwork, and legal clauses that come with financing your new home. We’ve sorted through the parade of faceless names, emails, and signatures required to seal the deal.

  • We know that the search for a new home is just the beginning.
  • We’re here to help you get into that new home. We’re here to make it that much easier for you.
  • We’re here for you now – from the beginning to the end of the mortgage process … and beyond. Call us at any time, with any question, even after the deal has closed, and you’ll always have a dedicated SnapFi mortgage advisor ready to help you, now, in the years ahead, and even when you refinance or buy again. With SnapFi, you’re never on your own.

about us

Introducing SnapFi: The unBank Mortgage Lender

Think of your typical boring bank... we're the opposite.

While 95% of homeowners feel proud that they own their own home, 1 in every 2 adults in the US believe that getting a mortgage to buy a home is difficult, according to recent studies by Bank of America and FannieMae.

For over 25 years, we’ve helped homebuyers land the homes they want with a quick and easy mortgage process.

We’re not just a direct mortgage lender. We’re also mortgage advisors. We use our direct relationships with x, y to find the solution that’s best for you. We design our mortgage solutions to fit your needs, and won’t force-fit you into some pre-packaged bank mortgage. SnapFi is the un-bank mortgage lender.

We’re Fast.

We’re Agile.

We make our own
decisions

about us

Introducing SnapFi: The unBank Mortgage Lender

Think of your typical boring bank... we're the opposite.

While 95% of homeowners feel proud that they own their own home, 1 in every 2 adults in the US believe that getting a mortgage to buy a home is difficult, according to recent studies by Bank of America and FannieMae.

For over 25 years, we’ve helped homebuyers land the homes they want with a quick and easy mortgage process.

We’re not just a direct mortgage lender. We’re also mortgage advisors. We use our direct relationships with x, y to find the solution that’s best for you. We design our mortgage solutions to fit your needs, and won’t force-fit you into some pre-packaged bank mortgage. SnapFi is the un-bank mortgage lender.

We’re Fast.

We’re Agile.

We make our own
decisions

HOW WE ARE DIFFERENT

We Uncomplicate & Personalize Your Mortgage

We’re consultative

We take the time to know each client who comes to us, their unique personal and financial circumstances and their goals. We use that knowledge to provide them the best mortgage for their needs. With SnapFi, you’ll work with one person throughout the entire process.

Open, honest, and frequent communication is a core value of our culture at SnapFi, and this commitment to communication starts at the top. Our CEO, and the rest of the management team, makes himself available to every customer who needs to talk with him.

We believe in the value of relationships

When we take the time to get to know you, you get a mortgage solution that’s a better fit. We’ll guide you through:

  • Affordability vs. Qualification
  • Best programs and products for you
  • Building wealth
  • How to calculate and understand the total cost of ownership

We believe that, when you know how far your finances will go, you’ll keep control of your financial universe, and stay financially healthy.

We are uncluttered

SnapFi offers one of the industry’s first completely digital mortgage and title processes, end-to-end. But, even though we’ve embraced the digital age, we’re still human beings, just like you.

At SnapFi, if you want to talk with a human – you can. And, if you don’t, that’s fine too.

HOW WE ARE DIFFERENT

We Uncomplicate & Personalize Your Mortgage

We’re consultative

We take the time to know each client who comes to us, their unique personal and financial circumstances and their goals. We use that knowledge to provide them the best mortgage for their needs. With SnapFi, you’ll work with one person throughout the entire process.

Open, honest, and frequent communication is a core value of our culture at SnapFi, and this commitment to communication starts at the top. Our CEO, and the rest of the management team, makes himself available to every customer who needs to talk with him.

We believe in the value of relationships

When we take the time to get to know you, you get a mortgage solution that’s a better fit. We’ll guide you through:

  • Affordability vs. Qualification
  • Best programs and products for you
  • Building wealth
  • How to calculate and understand the total cost of ownership

We believe that, when you know how far your finances will go, you’ll keep control of your financial universe, and stay financially healthy.

We are uncluttered

SnapFi offers one of the industry’s first completely digital mortgage and title processes, end-to-end. But, even though we’ve embraced the digital age, we’re still human beings, just like you.

At SnapFi, if you want to talk with a human – you can. And, if you don’t, that’s fine too.

We’re Trusted

logos-3

We’re Trusted

USDA Equal Housing Opportunity and Cal HFA Logos
logos-2

Awesome Numbers

  • 1

  • DEDICATED
    EXPERT TEAM

  • 25+

  • YEARS OF
    EXPERIENCE

  • 7,500+

  • HAPPY
    CUSTOMERS

  • 4,000+

  • REFINANCED
    HOMES

Awesome Numbers

  • 1

  • DEDICATED
    EXPERT TEAM

  • 25+

  • YEARS OF
    EXPERIENCE

  • 7,500+

  • HAPPY
    CUSTOMERS

  • 4,000+

  • REFINANCED
    HOMES

Our customers love us!

Check out our 5-star ratings on Zillow! See what our customers have had to say.

4.83/5

  • customer 2

    Zillow User
    Livermore, California

    I was so impressed with the way Charity helped me. She was really knowledgeable and made the refinancing process easy for me. Every step of the way she was responsive, courteous and professional. The loan fit my needs perfectly...

    January 2018
    Linda K.
    Hollister, California

    Andreas is the guy I go to for refinancing. I've worked with him a few times over the last 25 years. He's the best! Always looks out for my best interests and is patient when I ask a myriad of questions so I fully understand. I highly recommend him.

    November 2017
    Zillow User
    Phoenix, Arizona

    ...he made what I thought was going to be an extremely stressful and complicated process, an easy and worry-free, exciting experience. Without Zach, we would not have been able to process our loan and be in our first home so quick...

    November 2017

  • customer 3

    Dylan D.
    Phoenix, Arizona

    Handled everything timely. Constantly kept in contact with realtor and us to assure we were checking all of the boxes. I would highly recommends using him to everyone I could!

    November 2017
    Lisa M.
    Sonora, California

    Andreas accomplished a refinance that we thought was impossible. Our bank of 15 years gave us th brush off and Andreas got it done with minimal hoop jumping.

    November 2017
    Zillow User
    Los Gatos, California

    The whole process was seamless and efficient. Jim took the time to explain our options and what to expect...I never felt that I was in the dark or unsure of what came next...

    September 2017

  • customer 1

    Mike
    Elk Grove, California

    Andreas was professional and answered all of my questions. He was also very responsive with my email and my phone calls. I would highly recommend him to any of my friends and family. I found out about him through my brother who used him as well and had a similar outcome.

    November 2017
    Zillow User
    Los Gatos, California

    I had used both brokers and banks in the past and wasn't completely satisfied with the service and process they provided. A friend recommended I use Snapfi. It was a simple and easy online/over phone process, they had great rates and I felt extremely happy refinancing with Snapfi...

    September 2017
    Zillow User
    Buena Vista, California

    I'm a repeat customer. The attention to detail and up front information is what keeps bringing me back. I have also referred a few people and am always happy to get a positive reaction from the people I refer. It is always scary to refer people to anyone, but I do so with confidence to SnapFi.

    September 2017

Our customers love us!

Check out our 5-star ratings on Zillow! See what our customers have had to say.

4.83/5

  • customer-mobile3

    Zillow User
    Phoenix, Arizona

    ...he made what I thought was going to be an extremely stressful and complicated process, an easy and worry-free, exciting experience. Without Zach, we would not have been able to process our loan and be in our first home so quick...

    November 2017

  • customer-mobile2

    Linda K.
    Hollister, California

    Andreas is the guy I go to for refinancing. I've worked with him a few times over the last 25 years. He's the best! Always looks out for my best interests and is patient when I ask a myriad of questions so I fully understand. I highly recommend him.

    November 2017

  • customer-mobile1

    Zillow User
    Livermore, California

    I was so impressed with the way Charity helped me. She was really knowledgeable and made the refinancing process easy for me. Every step of the way she was responsive, courteous and professional. The loan fit my needs perfectly...

    January 2018

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Let’s Begin

CALL NOW
-or-
CHOOSE YOUR PATH

800 816 5626

start

Let’s Begin

CALL NOW
-or-
CHOOSE YOUR PATH

800 816 5626

get started