Improve Your Credit

Having good credit can benefit you financially when buying a new home or refinancing an existing.

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Good Credit = Better Financial Outlook

Building and maintaining healthy credit is important to your long term financial well-being.

Improving credit is not hard, but it does take some time. Unfortunately there is not a quick fix. If you understand the key elements that make up your credit score you can begin to repair any damage that has been accumulated over time.

Here, you’ll find the information and resources you need to help you repair your poor credit and maintain a good credit score.

Improve your Credit

If you’re in the market to buy or refinance a home, there are a few things you should know about the type of credit score that’s needed to qualify for a mortgage loan. The exact FICO score number that’s needed varies, depending on the type of loan that you’d like to qualify for.

If you’re not sure what your credit looks like right now, or even if you are, and you would like to get started on the path to home ownership, this is a perfect opportunity to get a complimentary copy of your credit report and then to speak with a trusted lending expert.
debt-to-income ratio are more likely to run into trouble making monthly payments.
To calculate your debt-to-income ratio you simply add up all your monthly auto, installment and revolving debt payments (you do not need to include groceries, electric, phone etc.) and divide them by your gross monthly income.
For example if you pay $1500 a month for your mortgage and another $100 a month for an auto loan and $400 a month for the rest of your debts, your monthly debt payments are $2000.

Improve your Credit

If you’re in the market to buy or refinance a home, there are a few things you should know about the type of credit score that’s needed to qualify for a mortgage loan. The exact FICO score number that’s needed varies, depending on the type of loan that you’d like to qualify for.

If you’re not sure what your credit looks like right now, or even if you are, and you would like to get started on the path to home ownership, this is a perfect opportunity to get a complimentary copy of your credit report and then to speak with a trusted lending expert.
debt-to-income ratio are more likely to run into trouble making monthly payments.
To calculate your debt-to-income ratio you simply add up all your monthly auto, installment and revolving debt payments (you do not need to include groceries, electric, phone etc.) and divide them by your gross monthly income.
For example if you pay $1500 a month for your mortgage and another $100 a month for an auto loan and $400 a month for the rest of your debts, your monthly debt payments are $2000.

LOOKING FOR WAYS TO IMPROVE YOUR CREDIT

FREE eBook: Need A Credit Boost?

This guide we will walk you through the steps you need to take to repair and boost your credit score. Then, once you’ve built up a great score, guiding you on how to maintain it and make all your time and effort pay off.